Manufactured Home Certification
At Tennessee Inspection Services, we are not structural engineers, but we have partnered with one of the country’s best engineering firms that specializes in the certification of permanent foundations and additions for manufactured housing. We can help you and your lender get the engineering certification needed for the permanent foundation of your manufactured home. Give us a call. We would love to help.
Permanent Foundation Certification
Before an FHA loan, VA loan, or conventional loan (Fannie Mae or Freddie Mac) is approved, a profesional engineer must certify that the home is on a permanent foundation. This is typically called an engineer’s foundation certification. Some manufactured homes are already on a permanent foundation, some are not. A professional inspection from Tennessee Inspection Services, LLC can determine compliancy to meet loan underwriter requirements.
The big question is what is or is not an addition. The answer is not all simple because it depends on who you ask. To the underwriter, a set of precast fiberglass steps (steps are not attached the to home or foundation) to an exterior door is an addition. With that in mind, anything that is located up and against the exterior walls or foundation of the home, irregardless if it is or isn’t mechanically attached to the home or foundation. So steps, decks, storage areas/ buildings, rooms, screened porches, 3-season rooms, carports, shed roofs, garages, etc. would all be considered an addition. Modifications to the original structure also fall under this category